Het aantal mensen dat een achterstand op een lening heeft neemt nog steeds toe. Dat blijkt gegevens van de BKR Kredietbarometer van i juli 2015. Er zijn 777.767 mensen met een achterstand op een lening, 7039 meer dan op 1 januari 2015. Bij de BKR worden leningen en betalingsachterstanden geregistreerd. Van Hypotheken worden achterstanden van 4 maanden geregistreerd. De registreerde betalingsachterstanden zijn slecht een gedeelte van een maatschappelijk probleem. Er zijn vaak veel meer betalingsachterstanden, bij de fiscus, huurachterstanden of zorgverzekeraars. Deze worden niet bij de BKR geregistreerd. Kortom het belang van preventie is belangrijk. Inzet van een budgetcursus zoals ‘budgetteren is te leren’ reikt handvatten aan om groeiend aantal betalingsachterstanden te voorkomen.
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